change accidents policy

Important change in your accident passengers policy

At Indumar, we continuously strive to provide you with the best services and products that perfectly meet your needs and expectations. We want to inform you about an important change in your accident passengers policy. From the next renewal date, this policy will no longer be managed by BDM but by DUA Belgium. This change allows us to offer you a policy with a better price-quality ratio.

What does this mean for you?

Customised terms: Our policy is tailored to the specific needs of our customers.
Lower rate: Our rate is very competitive. Consequently, you will pay less for accident passenger coverage.
Seamless transition: The transition happens automatically, without interruption to your coverage.

Comparison of the condition

BDM	DUA Belgium
Premium: € 81.00 or € 55.00	Premium: € 25.00
Only for customers with a Belgian address.	Also for customers living abroad.
Limited coverage area in European seas.	Coverage for the area specified in the policy.
Doubling of the premium if more than 10 people on board.	Unlimited for the number of insured on board.
Reduced compensation of 50% and max € 2,479.00 in case of death of children under 5 years.	No reduction in compensation for children under 5 years.
Insured amounts: 1. Death: € 25,000.00 Payment in case of death up to 3 years after the accident 2. Permanent disability: € 25,000.00 with progressive increases in the insured amount. Up to 25% based on insured amount Between 25% and 50% the compensation is doubled Above 50% the compensation is tripled Note: Reduced compensation in case of permanent disability of 50% and max € 2,479.00 in case of death of children under 5 years. 3. Medical costs: € 3,718.00 including € 12.39 per day for hospitalisation costs for max. 365 days	Insured amounts: 1. Death: € 15,000.00 Payment in case of death up to 1 year after the accident 2. Permanent disability: € 40,000.00 without progressive formula 3. Medical costs: € 2,000.00 including € 15.00 per day for hospitalisation costs for max. 365 days
Repatriation costs: up to € 620.00	Repatriation costs: up to € 1,500.00
Travel costs of spouse or close relatives: up to € 619.73	Travel costs of spouse or close relatives: up to € 1,500.00

Consult the general terms and conditions and IPID sheet, these documents contain very useful information on all the conditions, coverages and exclusions. You can receive a paper copy of the general terms and conditions upon simple request.

You can clearly deduce from the above table that your rate will decrease due to the transfer to DUA Belgium.

We are firmly convinced that this change will be to your advantage and that you will be able to benefit from improved conditions at lower rates. If you have any questions or would like more information, please do not hesitate to contact us. We are always ready to help you.

To ensure a smooth transition to DUA, we ask you to make your choice via the button below.

If you do not agree with the conversion, your accidents on board insurance will be terminated on the next expiry date.